One of the sites i work on uses OSC and the free paypal system for payment is cumbersome to say the very least, with customers being taken to the paypal site where they have to sign up for paypal account, etc blah blah. Its likely this is loosing a fair amount of sales.

What i want is to slick the whole thing up and right after checkout button is hit, a secure payment screen on the site opens ready to accept those CC details.

Anyone got much experience of this sort of thing? The merchants seems to charge quite a heafty amount for intergrated solutions etc, there has to be a better way. The OSC script has the nuts and bolts built in, just a case of processing payment from there....

Thanks treblesix

Its likely we will use protx but the whole topic is a minefield, all sorts of rules of compliance i dont fully understand, I'm not even sure where responsibilty falls for each issue, for example:

https://www.pcisecuritystandards.org/security_standards/pci_dss.shtml

I kinda thought it will be a case of enabling the OSC addon, signing up to a service like protx and then all is well, it seems its more conplex than that.

Most if not all the official requirements have to be met by Protx (whatever) as the
card and personal info etc is processed on THEIR site via https. At the client end,
you just need a ssl cert so that the customer can be sent and returned via ssl.
With my own ssl certs in IE the encryption level is limited to 128 bit. In Firefox,
it improves to 256 bit because it does not have US restricted encryption so
that their spooks and IRS can snoop easily.

To be a tad xenophobic aka realistic, in these days and times.
UK clients buying from a UK E-tailer will have much more
confidence in using a UK bank or card processor for their purchases.

Ebay clamped down on sellers offering just about every other
payment option as preferred to Paypal. It may be convenient,
but can be a big pain and cost with scammers/fraudsters.
You can always have it as an additional payment option along
with Googlepay which seems cheaper and less hassle???

If its of any help Nobby, have a look at the CubeCart payment modules
http://www.cubecart.com/modules
The main CubeCart guy is a Brit which explains the relevant payment options.
Would not take much to mod the HSBC one to Barclays I would have thought?

Not a great fan of OSC ...its got a bit bloated and puts a fair hit on the server.
OSC + Nuke is ten times worse lol ..... imho from trying it for an hour once 

But the only reason they did that was because PayPal and Ebay are partners. It makes good business sense to limit the payment method to your own business. Why give that profit to any other payment processor if you can block all the others and take the cash yourself?

I use PayPal, because it was an easy option. But now I am looking for a more "professional" method.
I'm concerned that people decide against buying simply because I only have PP as an option.
In addition to that, the limits are bugging me. And they automatically assign your trading name to your account and not your personal name, so you can't authenticate your personal bank account because the Direct Debit is in the trading name. Therefore you can't lift the limit

IMO, PP is good for people selling odds and ends on ebay, but it's not viable as a full-time ecommerce solution. You'll need a merchant/business account to use PP without their limits, and once you have that you might as well go for a proper ecommerce transaction handler that people don't mind using.

I'm looking at nochex at the moment, does anyone here have any advice or opinion about them as opposed to PP?