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Nobby
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« on: February 05, 2009, 04:59:54 PM » |
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One of the sites i work on uses OSC and the free paypal system for payment is cumbersome to say the very least, with customers being taken to the paypal site where they have to sign up for paypal account, etc blah blah. Its likely this is loosing a fair amount of sales.
What i want is to slick the whole thing up and right after checkout button is hit, a secure payment screen on the site opens ready to accept those CC details.
Anyone got much experience of this sort of thing? The merchants seems to charge quite a heafty amount for intergrated solutions etc, there has to be a better way. The OSC script has the nuts and bolts built in, just a case of processing payment from there....
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Seo'ers - UK SEO, Internet Marketing and Webmaster Forums
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« on: February 05, 2009, 04:59:54 PM » |
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treblesix
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« Reply #1 on: February 06, 2009, 11:31:43 AM » |
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Have you looked at http://nochex.com/ UK,takes all usual cards or http://protx.co.uk/ a bit more "pro" UK solution or tell the client to get a proper merchant account/processing from their own bank. hth 
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A nurse a day helps you work, rest and play  )
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Nobby
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« Reply #2 on: February 06, 2009, 12:35:38 PM » |
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Thanks treblesix Its likely we will use protx but the whole topic is a minefield, all sorts of rules of compliance i dont fully understand, I'm not even sure where responsibilty falls for each issue, for example: https://www.pcisecuritystandards.org/security_standards/pci_dss.shtmlI kinda thought it will be a case of enabling the OSC addon, signing up to a service like protx and then all is well, it seems its more conplex than that.
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ash
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« Reply #3 on: February 06, 2009, 12:51:11 PM » |
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Have you looked at more advanced options that Paypal offer.
I'm not sure that Paypal as an option would cause you to lose too many users, i think the paypal brand is pretty much engrained on internet shoppers minds.
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treblesix
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« Reply #4 on: February 06, 2009, 01:21:15 PM » |
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Thanks treblesix Its likely we will use protx but the whole topic is a minefield, all sorts of rules of compliance i dont fully understand, I'm not even sure where responsibilty falls for each issue, for example: https://www.pcisecuritystandards.org/security_standards/pci_dss.shtmlI kinda thought it will be a case of enabling the OSC addon, signing up to a service like protx and then all is well, it seems its more conplex than that. Most if not all the official requirements have to be met by Protx (whatever) as the card and personal info etc is processed on THEIR site via https. At the client end, you just need a ssl cert so that the customer can be sent and returned via ssl. With my own ssl certs in IE the encryption level is limited to 128 bit. In Firefox, it improves to 256 bit because it does not have US restricted encryption so that their spooks and IRS can snoop easily.
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A nurse a day helps you work, rest and play  )
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Nobby
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« Reply #5 on: February 06, 2009, 02:30:59 PM » |
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Have you looked at more advanced options that Paypal offer.
I'm not sure that Paypal as an option would cause you to lose too many users, i think the paypal brand is pretty much engrained on internet shoppers minds.
Yeah, actually we have looked at it, and it seems they are considerably more expensive than the method treblesix is talking about. Actually, although they are globally recognised, you might be surprised at how many people don't wish to use them or don't understand how they operate, or trust them. Apart from being expensive, i don't thing they offer very good customer service either.
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treblesix
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« Reply #6 on: February 06, 2009, 03:37:29 PM » |
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To be a tad xenophobic aka realistic, in these days and times. UK clients buying from a UK E-tailer will have much more confidence in using a UK bank or card processor for their purchases.
Ebay clamped down on sellers offering just about every other payment option as preferred to Paypal. It may be convenient, but can be a big pain and cost with scammers/fraudsters. You can always have it as an additional payment option along with Googlepay which seems cheaper and less hassle???
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A nurse a day helps you work, rest and play  )
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Nobby
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« Reply #7 on: February 08, 2009, 07:45:53 AM » |
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Agreed treblesix, i am talking to barlcays merchat services (client uses them already) and protx to see what can be setup and at what cost. I will post back when its all sorted.
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treblesix
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« Reply #8 on: February 08, 2009, 01:01:26 PM » |
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If its of any help Nobby, have a look at the CubeCart payment modules http://www.cubecart.com/modulesThe main CubeCart guy is a Brit which explains the relevant payment options. Would not take much to mod the HSBC one to Barclays I would have thought? Not a great fan of OSC ...its got a bit bloated and puts a fair hit on the server. OSC + Nuke is ten times worse lol ..... imho from trying it for an hour once 
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A nurse a day helps you work, rest and play  )
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Seo'ers - UK SEO, Internet Marketing and Webmaster Forums
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« Reply #8 on: February 08, 2009, 01:01:26 PM » |
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Boogaloodude
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« Reply #9 on: February 09, 2009, 06:58:23 PM » |
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Have you looked at more advanced options that Paypal offer.
I'm not sure that Paypal as an option would cause you to lose too many users, i think the paypal brand is pretty much engrained on internet shoppers minds.
Yeah, actually we have looked at it, and it seems they are considerably more expensive than the method treblesix is talking about. Actually, although they are globally recognised, you might be surprised at how many people don't wish to use them or don't understand how they operate, or trust them. Apart from being expensive, i don't thing they offer very good customer service either. No they don't and I've also had problems when people have tried to pay for things on my site that uses Paypal and they haven't been able to pay with a credit card because the card or their email address is associated with a Paypal account. We had to set up a virtual terminal to get around that which is not a great solution.
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www.ImgWebDesign.co.uk - Web site design, Buxton Derbyshire "Scientists have proof but no certainty, religions have certainty but no proof"
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